International Special Risks Marine Insurance

Largest Marine Insurance broker providing coverage for commercial hull, P&I, marine liability, marine contractors including divers, cargo, and yacht insurance.
www.isr-insurance.com/

International Marine Insurance Services

Providing insurance coverage for boats. Representing over a dozen highly rated insurance companies.
www.imiscorp.net/

Groupe Eyssautier

French marine broker specialised in coverage of vessel hulls and cargoes, both in terms of volume of premiums and quality of services.
www.groupe-eyssautier.com/

Global Claims Management, Ltd

Professional marine claims specialists covering yacht, hull and marine liability claims. Insurance outsourcing.
www.globalclaims.com/

Mardon Marine Insurance Brokers

United Kingdom insurance with a range of policies for yachts, boats, diving, canoes, ribs.
www.yacht-insurance.co.uk/

South Shores Insurance Agency

A full-service agency specializing in marine insurance for international trade, seafood, export, or yacht insurance.
www.southshoresins.com/

Smithwick & Clarke Marine Insurance Inc.

Providing competitive personal and commercial marine insurance rates for power boats, sail boats, yachts, sport fishing vessels and commercial marine risks.
www.smithwick-ins.com/

CNA Marine

Maritime insurance company providing agents, brokers and insureds with a full range of products and services.
www.moac.com

NBOA Marine Insurance Agency, Inc.

Offers boat and yacht insurance and member assistance services.
www.nboat.com/

Euromarine Insurance Services Ltd

Insurance for inland waterway crafts, personal watercrafts, sportsboats, motorboats and yachts.
www.euromarine-ltd.com

The Importance of Market Research


By Justin Kander

Marketing is a versatile, competitive world, and when developing your marketing plan, odds are you will not get it right the first time. You need time to learn about the demographics, geography, and psycho graphics of your customers before your marketing can really be effective. That is why it is important to not stick with your first plan, as you will need to change it frequently for one reason or another.

A good phrase to live by in marketing is, "Learn from your mistakes." Sometimes testing happens naturally. Some of your marketing campaigns will fail, but instead of getting discouraged, analyze what went wrong. Maybe you advertised through the wrong medium, or to the wrong demographic. Collect all the mistakes you have made and really look at them; do not try to forget or ignore them, you have to face your mistakes if you want to be successful.

If you hate making mistakes and want to get it right the first time, there is a way, and that is market research. However, full on market research is incredibly expensive and small businesses cannot afford it, but light end market research is possible. Basically, you just have to look at the demographic of your competitors and make that your demographic. It's not that easy, though. Demographics may vary between businesses of the same nature, and that is where testing comes in. You need to test if that demographic works for you, and if it does not, you need to test another demographic.

You should not spend a lot of money on market tests. The purpose, after all, is to find the medium and demographic through which you should advertise or market. For example, if you have a website, you might want to try out banner advertising. Don't spend a lot of money at first, only spend a little and see the ROI. If the conversion is good, you know you will want to keep advertising through that medium. Executing so many marketing tests is time-consuming and costly, but it all pays off when you finally develop an effective, recyclable marketing campaign.

Justin Kander works with http://www.getprocash.com to give people tons of ways to make money online.

A7

How To Achieve Pagerank 5 For Your Website For Free


by Jazz Lai

There are many small business owners doing ecommerce online who are struggling, trying to increase their top page rank ratings. This is very time consuming and expensive. A lot of ecommerce businesses do not have a budget to allow them to take advantage of link buying, or other endeavors to increase the page rank ratings they need to make the money the big guns do.

How do you build a website for PR0 to PR2?

Here are some helpful hints that will work for you to get a top page rank on Google.

Get a private domain name. This is essential in this business. Be online for a few months. Make sure you change your content regularly, at least once a week. Have at least fifty inbound links that work.

This next step is tricky but not difficult. Have between 50 to 100 plus articles on your site. Submit your website to all of the necessary directories. Begin to link your website in the forums. Become a member of Google's PayPerClick Program. Google will welcome you with open arms. You invest twenty dollars to join Google's PPC program once. Done correctly, you will get back this small investment within a few short months.

It is a wonderful idea to make friends with Google. It is the number one search engine right now. Google's index spiders search the internet, finding sites to rank them against relevance. This takes some time for the spiders to do their job, sometimes up to several months, so have patience because it will take a few months for your site to get indexed.

A page rank of 5 can be reached by generating at least 10,000 links. This sounds daunting but it is not impossible. When you have 200 pages of content with each page having thirty or more links to other pages, those inside links will generate 6,000. Google's spiders will count the links inside the site because the size of your website is just as important as the links inside of it. This is especially valid when all of your website's content is alike.

This method will work for you, but you will have to be patient and allow some time to pass. Give it a few months, then begin checking at Google to see where your page rank is. From here, you will have a good idea in a few weeks if it is moving up, or down in page rank. If it is moving down, then you need to tweak your site, or adjust the keywords and keyword phrases.

Jaz Lai is an internet network marketing prospecting expert expert. Download your free white paper and audio on how to use the internet to Double or Triple your organization within the next 30 days. Available for the next 24 hours only, click below for instant access:

http://www.HowToNetworkMarketing.com

R3

The PSP Guide - How To Download Music and Video's to Your PSP


By Neil Gerstein

Congratulations on buying that new PSP. You bought some great games with your new PSP and to play them, all you need do is slip a cartridge in the slot and your good to go. Sweet, isn't life great. Hey, how about playing some of your favorite songs or watching one of your music videos on your new favorite toy. Oh! Oh! The store didn't have a cartridge for that! Now what? Don't panic, just follow the step-by-step instructions below and life will be sweet again.

To download music to your PSP you will need to follow these steps.

Definitions

CD Ripper Software - Software that extracts (rips) music/mp3 files from your CD and puts them in another file on your computer's hard drive.

PSP Video Converter - Converts your personal computers (PC) video/movie format files into Sony's PSP video/movie format so that you can view them on your PSP.

USB Cable - Cable used to connect peripheral equipment such as camera's, external hard drives and PSP's to your computer's USB port.

1) Put your music CD (the one with the songs you want converted) into your PC's CD drive. Start-up your CD Ripper software or PSP Video Converter.

2) Choose the songs you want to extract to your PSP and select "Extract & Encode". This will convert the selected songs PSP format and transfer them to a file on your PC's hard drive.

3) Using the USB Cable, connect your PSP to your computer.

4) Turn on your PSP and select "USB Connection" on your PSP. Your computer will automatically detect the new USB device connected to it and designate a new drive letter, usually E:, but not always. You can check in "My Computer" to be sure.

5) Create a new Folder (name it Music or Videos) under the E: drive or whatever letter your PSP was designated. This new folder will actually be your PSP.

6) It's time to start downloading your music and/or video files from your computer to your PSP.

7) That's all there is to it. After you have downloaded all of your favorite video's and music, disconnect the USB cable and you're good to go.

http://www.moviesmusicgamesandmore.com/games.html

I live in Largo, Florida where I work for the states largest Power Company. I currently have two websites, one being http://www.moviesmusicgamesandmore.com/ and I also have a Squidoo lens: http://www.squidoo.com/game-download-sites-review I also enjoy writing articles on different subjects.

A10

How to Get Number 1 Rankings on Google, Yahoo and MSN Using Video Hosting Sites


By Jeff Mills

Proper tagging elements include coming up with a TITLE for the Video, a DESCRIPTION, and TAGS or KEYWORDS. Let me say a little about each area.

The TITLE tag is the #1 most important tag. It's the one the search engines will display in the search results. If someone searches for "free home based business dvd" in a search engine, and you are offering a free home based business dvd, you want your website to come up, as well as your video. So tag your Title well, with up to 3 phrase or keywords you are hoping to be found by. As a marketer, you can find out what are the most popular keywords by simply looking at Google's Trends website. Search for Google trends and they tell you what is hot right now in search.

The DESCRIPTION tag is the #2 most important tag. I always recommend, if you are plugging a website or are marketing something, put the URL as the first thing people see in the description slot, follow by a logical telling of what the video is about, being mindful of good keywords and phrasing. Make sure the URL begins with http:// in the front, as some movie hosting sites will turn it into an active an hyperlink, while sometimes they won't. I dunno why they work sometimes, and then not work others.

The TAGS are simply the keywords and phrases to plug your video with. Don't be stingy with your tagging. Get em all in there so you might be found, but try to be a relevant to the video and do not tag spam!

Finally - Make sure all your login and pw info is stored correctly in Tubemogul so that your videos will post correctly to the video hosting sites, and then push the button that makes this machine come alive and within hours, you'll see your videos posted in their appropriate places in your accounts. I love using tools which can easily automated task one used to have to do by themselves.

Do a quick Google search, using the title of your video and see how fast Google has indexed that video. When I did this last time, within 24 hours, I had the top 3 listings for the keywords I wanted to be found and listed with.

So, making a video or using audio and pictures to make a video is really simple. Once you have your video made, upload it to Tubemogul, tag it and post it and within hours your videos will be all over the search engines bringing you free leads and traffic daily.

Jeff Mills is a former Youth Pastor of 9 years, and now a self made millionaire, a full time internet information entrepreneur, seminar promoter, book author, speaker, sales coach, and also an avid traveler. Learn more about Jeff at http://www.whoisjeffmills.com

R10
Google
 

Google News

Blue Shield of California Restores Insurance for Patients it Dropped - Wall Street Journal Blogs

dBTechno

Blue Shield of California Restores Insurance for Patients it Dropped
Wall Street Journal Blogs, NY - 10 hours ago
In a bid to put to rest legal troubles over a practice of canceling patients’ health insurance policies after they got sick, Blue Shield of California has ...
Blue Shield to restore coverage for dropped Californians Los Angeles Times
Blue Shield settles with Insurance Department Bizjournals.com
Blue Shield of California Settles With Insurance Department Over ... Trading Markets (press release)
Vero Beach Press-Journal (subscription) - San Francisco Chronicle
all 152 news articles

Kevin McClatchy leaves Pittsburgh Pirates - Bizjournals.com

Kevin McClatchy leaves Pittsburgh Pirates
Bizjournals.com, NC - 33 minutes ago
Territory Sales Manager – Oakland, CA - Access Insurance Holdings, Inc. Territory Sales Manager – San Bernardino, CA - Access Insurance Holdings, ...
Former owner McClatchy severs ties with Pirates The Associated Press
McClatchy gives up shares in Pirates' ownership Pittsburgh Post Gazette
McClatchy gives up minority shares of Pirates Sports Network
all 125 news articles

House Dems to vote on Obama-favored health plan - The Associated Press

WAVY-TV

House Dems to vote on Obama-favored health plan
The Associated Press - 1 hour ago
Leaders say they are scheduling a vote on renewing a politically popular health insurance program for children. Unless Congress acts, federal funding for ...
Angara bats for free health insurance for kids GMA news.tv
State Children's Health Insurance Program (SCHIP) Michigan Policy Network
Soon Free of Bush Veto Pen, Democrats Push Children’s Health Wall Street Journal Blogs
Columbus Dispatch - Spartanburg Herald Journal (subscription)
all 150 news articles

AIG’s Rebranded Auto Unit May Be Among First Sold - Bloomberg

AIG’s Rebranded Auto Unit May Be Among First Sold
Bloomberg - 9 hours ago
Zurich Financial Services AG, Allstate Corp. and Travelers Cos. would each benefit from owning New York-based AIG’s 21st Century Insurance, ...
Property-Casualty Sector Takes Some Lumps Barron's
AIG Woes, Investment Losses Push Reinsurance Prices Higher CNNMoney.com
AIG Commercial Insurance Streamlines Casualty Insurance for Public ... WELT ONLINE
Insurance News Net (press release) - Insurance Journal
all 37 news articles

Maryland Health Insurance Plan cuts premiums - Bizjournals.com

Maryland Health Insurance Plan cuts premiums
Bizjournals.com, NC - 1 hour ago
The Maryland Health Insurance Plan said Wednesday it will offer reduced premiums for individuals and families with limited income. ...
Nearly 11 million Americans Have Individual Health Insurance Policies HealthNewsDigest.com
Loss of your job doesn't equal a lack of health care options DesMoinesRegister.com
all 7 news articles

Business Portal News

Webspam in 2009?
It’s the beginning of the year, so I just wanted to get some outside opinions: what would you like to see Google’s webspam team tackle in 2009? Here’s how I asked for suggestions in 2006: Based on your experiences, close your eyes and think about what area(s) you wish Google would work on. You probably want [...]

Start the Year with an Empty Inbox!
Here’s a nice Gmail tip that will make you feel like a million bucks: empty out your crufty email inbox. There’s nothing like an empty inbox to motivate you and give you a fresh start for the year. “But Matt,” you say, “my inbox is my to-do list!” I know, me too. So here’s how to [...]

Chrome Provides Dedicated Privacy Options
I was browsing the web when I ran across a statement about Google Chrome that I’ve seen echoed in different ways in the last couple months: “the reality is that Google Chrome is sending basic info about my pc back to them. Is Google the new “Big Brother” looking over everybodies [sic] shoulder…you betch ya.” I’ve [...]

Last Toolbar PageRank update of 2008
In case you didn’t see where I confirmed it on Twitter, Google recently did a toolbar PageRank update. It’s pretty much done now. If you want more info, I’ve answered questions about PageRank and the Google Toolbar in the past. I predict that this will be the last toolbar PageRank update of 2008.

Google Feedback from my Parents
(I’m not with my parents this Christmas, but I’m thinking about them and thought I’d post this.) I was chatting with my parents a couple weeks ago and the subject turned (as it often does) to Google. They wanted to give me feedback on some Google products: My Dad has been using Google Book Search, and he [...]

Yahoo Search Engine News

Stocks in biggest fall in a month on jobs and tech (Reuters)

A trader walks off the floor of the New York Stock Exchange after the close of the trading session in New York City, January 7, 2009. (Mike Segar/Reuters)Reuters - Stocks suffered their worst decline in more than a month on Wednesday after a grim private-sector jobs report coupled with a revenue warning from top chip maker Intel Corp revived deep concerns about the economy.



Intel warns second time on quarter (Reuters)

Workers prepare an Intel booth for the Consumer Electronics Show (CES) in Las Vegas, Nevada in this January 6, 2008 file photo. The microchip maker said on Wednesday its preliminary fourth quarter revenue was worse than expected due to weaker global demand for personal computers, dragging its shares down 4 percent. (Steve Marcus/Reuters)Reuters - Microchip maker Intel Corp on Wednesday issued its second revenue warning on the fourth quarter, saying demand for personal computers was even worse than it feared and sparking wide concerns about tech companies.



U.S. says Madoff sent diamonds in violation of bail (Reuters)

Bernard Madoff is escorted in a vehicle from Federal Court in New York, January 5, 2009. (Lucas Jackson/Reuters)Reuters - One of the packages accused swindler Bernard Madoff sent in violation of a court order contained about 13 watches, a diamond necklace and other valuables worth more than $1 million, prosecutors said in court papers released on Wednesday.



Accounting scandal at Satyam could be India's Enron (Reuters)

Satyam Computer Services chairman Ramalinga Raju poses in his office in Hyderabad in an undated photo. (Handout/Reuters)Reuters - The head of Indian outsourcing company Satyam Computer Services resigned on Wednesday, disclosing that profits had been falsely inflated for years and sending its shares plunging nearly 80 percent.



Budget deficit to hit $1.2 trillion in fiscal 2009 (Reuters)

President Bush greets President-elect Barack Obama at the White House, November 10, 2008. (Joshua Roberts/Reuters)Reuters - The U.S. budget deficit will swell to a record $1.186 trillion in fiscal 2009, congressional forecasters said on Wednesday, the result of an economic recession that has cut tax receipts and caused massive government bailouts of banks and automakers.



NY Times Business

Satyam Chief Admits Huge Fraud
A top Indian outsourcing company massively inflated its earnings for years, the chairman said.


Stocks Drop on Earnings Gloom; S.&.P. Falls 3%
Reports from Time Warner, Intel and Alcoa foreshadowed a bleak season for fourth-quarter earnings, sparking a sell-off.


Lab Acknowledges Problem With Vitamin D Test
Quest Diagnostics provided possibly erroneous results to thousands of people who had their vitamin D levels tested in the last two years.


Court Filing Details Items Madoff Sent
Bernard L. Madoff violated his bail agreement by sending jewelry to his friends and family, prosecutors argued.


$1.2 Trillion Deficit Forecast as Obama Weighs Options
Barack Obama said that changes in Social Security and Medicare will be central to efforts to bring federal spending in line.


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